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Employee Benefits
In today's competitive job market, a thoughtfully structured employee benefits program is more than just an added perk—it’s a powerful strategy for attracting and retaining top talent. The right benefits not only support employee well-being but also strengthen organizational culture, reduce turnover, and boost productivity.
Group Health Insurance
Since the implementation of the Affordable Care Act in 2010, the landscape of group health insurance has shifted significantly. Despite being among the top five expenses for most employers, health insurance remains one of the most complex and misunderstood components of employee benefits.
Your workforce is your company’s most valuable resource. An ineffective health benefits strategy can lead to increased turnover, longer recovery times after illness or injury, and unnecessary financial strain on both the business and its employees. Conversely, a well-designed group health insurance plan can position your organization as a leader in employee care while keeping long-term costs in check.
Our team specializes in crafting group health plans tailored to your organization’s specific goals and budget. We focus on delivering high-value, responsive coverage that supports your employees and manages risk efficiently.
Worksite Products
Worksite benefits serve as an essential financial safety net during serious health events. When faced with major illnesses or accidents, employees often realize that traditional health insurance doesn’t cover every expense. Supplemental policies such as cancer, accident, and critical illness insurance can fill that gap by offering direct cash benefits when they’re needed most.
These policies are frequently available on a guaranteed issue basis or with limited underwriting when offered as part of a group, making them an accessible and impactful addition to your benefits package.
Ancillary
Products
With the rise of high-deductible health plans and increased cost-sharing, employees are shouldering more financial responsibility for their care. Ancillary benefits provide crucial protection by covering expenses that core insurance plans may not.
Products like short-term and long-term disability insurance help employees maintain financial stability during recovery periods. Voluntary life insurance offers additional peace of mind in the event of an unexpected loss. These benefits are often cost-effective, require minimal medical underwriting, and can significantly enhance the overall value of your benefits offering.
Qualified
Retirement
Plans
Retirement planning remains a top priority for employees, right alongside health coverage. Offering a qualified retirement plan not only helps your team prepare for the future but also strengthens your role as a committed, long-term employer.
Navigating retirement plan options can be complex, but we simplify the process by helping you select and customize a plan aligned with your business goals. Options include traditional 401(k) plans, Safe Harbor 401(k)s, profit-sharing plans, and more. Through our partnership with Jack B. Turner & Associates, we provide comprehensive support to develop a retirement solution tailored to your workforce and your financial objectives.